Privacy.com cards have historically been debit cards. We have upgraded the card type you use with Privacy.com to a charge card. While our new Privacy Cards are technically charge cards, they work just as they always have. Our Privacy Cards will never impact your credit score, charge you interest or allow you to carry a revolving credit balance, so you can’t get in over your head. And you can use them in even more places. To keep your experience as similar to what you know and love with our legacy cards, we recommend you opt in to automatic payments.