Merchant Locked Virtual Cards
These cards are displayed as blue or with merchant logo branding. They can be used as many times as you’d like with the same merchant, but lock to the first merchant they're used with. Any attempt to use a Merchant Locked Virtual Card with any other merchant will be declined. This ensures that a breach at one merchant doesn't put you at risk across the internet.
Merchant Locked Virtual Cards are great for:
- Subscriptions
- Recurring transactions
- Merchants you spend at frequently
- Backordered items
- Orders for multiple items that ship incrementally
- Pre-order sales
Single-Use Virtual Cards
These cards are displayed as red with a flame icon. They automatically close 2 minutes after your first transaction of any value is successfully authorized.
NOTE: This doesn't include first connecting a card to a merchant for a pre-order, free trial, or other scenario in which the merchant chooses to bill for the transaction at a later date.
Single-Use Virtual Cards are great for:
- Merchants you don’t plan on shopping with again
- If you’re concerned about the security of a transaction
When you create a Privacy Virtual Card, it defaults to a Merchant Locked Virtual Card. To change a virtual card to single-use once it has been created, select "Spend Limit" then toggle the "Single-Use" option.
NOTE: Once a transaction has been authorized using a Merchant Locked Virtual Card, it is unable to be changed to a Single-Use Virtual Card.
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If you have additional questions about Merchant Locked or Single-Use Virtual Cards, write to us at support@privacy.com