Privacy Cards’ spending limits will block any transaction authorization attempts over the limit.
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Setting a limit
You can dictate exactly how much you spend using a Privacy Card, and how often it can be used on a per transaction, day, month, year, or total basis.
- To set a spending limit on a card, create a new card or select an existing card, then click "Spend Limit"
- To set the dollar value of the limit, either move the slider left or right, or enter the number in the box, then select the duration of the limit.
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Limit Durations
Daily, weekly, and monthly spending limits on Privacy Cards are calculated on a rolling-window basis:
- Daily - 24 hours
- Weekly - 7 days
- Monthly - 30 days*
*Monthly card spend limits reset every 30 days but have a +/- 6 day buffer period since some subscriptions-based merchants have inconsistent billing cycles.
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What happens if a transaction is less than my spending limit and the card closes? How do I get that money back?
The number you assign to a card is the purchase "limit" or the maximum amount that can be used before transactions begin declining.
So setting the limit on your card to $50 doesn't mean you loaded $50 onto the card. Only the amount of each individual transaction is debited from your funding source as the transactions are completed.
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More questions about limits? Drop us a line at support@privacy.com