Privacy Cards’ spending limits will block any transaction authorization attempts over the limit.
Setting a limit
You can dictate exactly how much you spend using a Privacy Card, and how often it can be used on a per transaction, day, month, year, or total basis.
- To set a spending limit on a card, create a new card or select an existing card, then click "Spend Limit"
- To set the dollar value of the limit, either move the slider left or right, or enter the number in the box, then select the duration of the limit.
Daily, weekly, and monthly spending limits on Privacy Cards are calculated on a rolling-window basis:
- Daily - 24 hours
- Weekly - 7 days
- Monthly - 30 days*
*Monthly card spend limits reset every 30 days but have a +/- 6 day buffer period since some subscriptions-based merchants have inconsistent billing cycles.
What happens if a transaction is less than my spending limit and the card closes? How do I get that money back?
The number you assign to a card is the purchase "limit" or the maximum amount that can be used before transactions begin declining.
So setting the limit on your card to $50 doesn't mean you loaded $50 onto the card. Only the amount of each individual transaction is debited from your funding source as the transactions are completed.
More questions about limits? Drop us a line at firstname.lastname@example.org